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Small commercial E&S made simple

Thousands of insurance agents use Pathpoint to quote non-admitted risks in minutes, bind coverage, and have policies issued – all in one place, with 24/7 access.

No appointment needed to quote

Recent Pathpoint wins with premiums

Save time, better serve your clients,
and grow your business faster.

When your admitted markets say no, come to Pathpoint

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Instant quotes

Automated underwriting gives
you bindable quotes at the click
of a button

24/7 Access

Log in to quote and manage documents anywhere, anytime

Streamlined processes

E-signing, prefilled applications, PathPay, and a single supplemental get it done faster

We help independent agents place business with E&S carriers across multiple lines of business

WestchesterC&F logoMarkel logoNautilus logoAt Bay logoWestchesterC&F logoMarkel logoNautilus logoAt Bay logoWestchesterC&F logoMarkel logoNautilus logoAt Bay logoWestchesterC&F logoMarkel logoNautilus logoAt Bay logo
Hiscox logoNavigatorsPenn-AmericaBaleen SpecialtyHiscox logoNavigatorsPenn-AmericaBaleen SpecialtyHiscox logoNavigatorsPenn-AmericaBaleen SpecialtyHiscox logoNavigatorsPenn-AmericaBaleen Specialty

“Pathpoint saved my agency and myself a lot of time, so instead of spending hours, I’m now spending minutes. I’m able to do more quotes and sell more policies. It’s a simple process to quote and I’m able to help my clients, and it’s a win-win.”

Hassan Berro

Prince Insurance

"This is what I love about your platform. It is quick, easy, and I get immediate results."

Donna Wasserman

Placement Specialist, Renaissance Alliance

“It is so convenient to be able to just enter information in to become an ACORD and digitally sign all the documents. When you can’t do an account, I’m able to take those ACORDs and bring them to my other wholesalers, and it really saves me a lot of time.”

Anthony Garibay

Farmers Agent

“When I started doing quotes I could get prices really quick, cover things like roofers and welders - things that other companies couldn’t do - and that’s been a big help. If you’re not using Pathpoint, you’re doing a disservice to some of the customers because you’re going to get prospects who are going to need service quickly.”

Greg Gay

Goyo Taxes, Insurance y Mas

" I love Pathpoint's system! It is so easy to work with. Especially with uploading ACORD forms, I can literally quote in 3 minutes."

Tova Shulman

The Wilhelm Agency

"We started working with Pathpoint a few months ago and their system is super easy to use, very intuitive. The underwriting department has been very quick to response when it has to be referred and the rates have been great."

Susan Ariza

The Cooper Agency

Market and Customer
Service Response Times

Quote 200x faster vs. other wholesalers

24s

live chat response time

14m

to an instant quote

25hrs

saved per quote

Recent Transactions

Contractors + GL

Roofing Commercial or Residential over Three Stories

Limits

$1M/$2M

Premium

$2,500

Contractors + GL

Door Window or Assembled Millwork Installation Metal

Limits

$1M/$2M

Premium

$966

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$9,879

Contractors + GL

Handyperson

Limits

$1M/$2M

Premium

$650

Monoline Property

0321: Apartments with Restaurant Occupancies – Up to 10 Units

Premium

$1,275

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,809

Contractors + GL

Pest Control Services

Limits

$1M/$2M

Premium

$1,341

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$3,850

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$3,199

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,924

LRO + Package

0567: Landscape Gardening – Contractors Storage

Limits

$1M/$2M

Premium

$5,881

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$1,211

LRO + GL

Warehouses Occupied by Multiple Interests Lessor s Risk Only

Limits

$1M/$2M

Premium

$500

LRO + GL

Warehouses Occupied by Multiple Interests Lessor s Risk Only

Limits

$1M/$2M

Premium

$500

Monoline Property

0702: Offices – Non-Governmental

Premium

$793

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$495

LRO + GL

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$1,335

Manufacturing + GL

Cosmetics Mfg

Limits

$1M/$2M

Premium

$1,025

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$3,090

Monoline Property

1213: Warehouses – Public – Mini-Warehousing of Personal Property

Premium

$2,933

LRO + GL

1213: Warehouses – Public – Mini-Warehousing of Personal Property

Limits

$1M/$2M

Premium

$500

LRO + GL

Dwellings One Family Lessor s Risk Only

Limits

$1M/$2M

Premium

$539

Monoline Property

0542: Restaurants – With Cooking

Premium

$5,250

Contractors + GL

Roofing Residential Three Stories and Under

Limits

$1M/$2M

Premium

$2,667

LRO + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$7,325

Contractors + GL

Roofing Commercial or Residential over Three Stories

Limits

$1M/$2M

Premium

$2,500

Contractors + GL

Door Window or Assembled Millwork Installation Metal

Limits

$1M/$2M

Premium

$966

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$9,879

Contractors + GL

Handyperson

Limits

$1M/$2M

Premium

$650

Monoline Property

0321: Apartments with Restaurant Occupancies – Up to 10 Units

Premium

$1,275

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,809

Contractors + GL

Pest Control Services

Limits

$1M/$2M

Premium

$1,341

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$3,850

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$3,199

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,924

LRO + Package

0567: Landscape Gardening – Contractors Storage

Limits

$1M/$2M

Premium

$5,881

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$1,211

LRO + GL

Warehouses Occupied by Multiple Interests Lessor s Risk Only

Limits

$1M/$2M

Premium

$500

LRO + GL

Warehouses Occupied by Multiple Interests Lessor s Risk Only

Limits

$1M/$2M

Premium

$500

Monoline Property

0702: Offices – Non-Governmental

Premium

$793

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$495

LRO + GL

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$1,335

Manufacturing + GL

Cosmetics Mfg

Limits

$1M/$2M

Premium

$1,025

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$3,090

Monoline Property

1213: Warehouses – Public – Mini-Warehousing of Personal Property

Premium

$2,933

LRO + GL

1213: Warehouses – Public – Mini-Warehousing of Personal Property

Limits

$1M/$2M

Premium

$500

LRO + GL

Dwellings One Family Lessor s Risk Only

Limits

$1M/$2M

Premium

$539

Monoline Property

0542: Restaurants – With Cooking

Premium

$5,250

Contractors + GL

Roofing Residential Three Stories and Under

Limits

$1M/$2M

Premium

$2,667

LRO + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$7,325

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$425

LRO + Package

0321: Apartments with Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$10,948

Monoline Property

0542: Restaurants – With Cooking

Premium

$11,793

Restaurants + Package

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$24,405

LRO + GL

Warehouses Occupied by Single Interest Lessor s Risk Only

Limits

$1M/$2M

Premium

$543

LRO Excess

Warehouses Occupied by Single Interest Lessor s Risk Only

Premium

$670

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$495

Contractors + GL

Carpentry Interior

Limits

$1M/$2M

Premium

$1,161

Monoline Property

0564: Secondhand Goods Dealers and Distributors – Sales or Storage

Premium

$4,792

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units 0532: Grocery Stores

Premium

$4,310

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$7,661

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$11,076

Contractors + GL

Boat Repair and Servicing

Limits

$1M/$2M

Premium

$650

LRO + GL

Buildings or Premises Bank or Office Mercantile or Mfg Lessor s Risk Only Other Than Not For Profit

Limits

$1M/$2M

Premium

$755

LRO + Package

0520: Clothing Stores

Limits

$1M/$2M

Premium

$8,193

Vacant Building + Package

Vacant Buildings Not Factories Other Than Not For Profit

Limits

$1M/$2M

Premium

$6,013

LRO + GL

Warehouses Occupied by Single Interest Lessor s Risk Only

Limits

$1M/$2M

Premium

$500

Monoline Property

0921: Beauty Parlors and Hair Styling Salons

Premium

$582

Monoline Property

0534: Food Products – Sales, Storage and Distributors – Limited Cooking (Other than Bakeries)

Premium

$735

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$13,532

Vacant Building + Package

Vacant Buildings Not Factories Other Than Not For Profit

Limits

$1M/$2M

Premium

$2,263

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$3,007

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$3,269

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Premium

$798

Monoline Property

1052: Schools – Public or Private – Elementary, Kindergarten or Junior High

Premium

$4,800

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$425

LRO + Package

0321: Apartments with Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$10,948

Monoline Property

0542: Restaurants – With Cooking

Premium

$11,793

Restaurants + Package

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$24,405

LRO + GL

Warehouses Occupied by Single Interest Lessor s Risk Only

Limits

$1M/$2M

Premium

$543

LRO Excess

Warehouses Occupied by Single Interest Lessor s Risk Only

Premium

$670

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$495

Contractors + GL

Carpentry Interior

Limits

$1M/$2M

Premium

$1,161

Monoline Property

0564: Secondhand Goods Dealers and Distributors – Sales or Storage

Premium

$4,792

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units 0532: Grocery Stores

Premium

$4,310

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$7,661

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$11,076

Contractors + GL

Boat Repair and Servicing

Limits

$1M/$2M

Premium

$650

LRO + GL

Buildings or Premises Bank or Office Mercantile or Mfg Lessor s Risk Only Other Than Not For Profit

Limits

$1M/$2M

Premium

$755

LRO + Package

0520: Clothing Stores

Limits

$1M/$2M

Premium

$8,193

Vacant Building + Package

Vacant Buildings Not Factories Other Than Not For Profit

Limits

$1M/$2M

Premium

$6,013

LRO + GL

Warehouses Occupied by Single Interest Lessor s Risk Only

Limits

$1M/$2M

Premium

$500

Monoline Property

0921: Beauty Parlors and Hair Styling Salons

Premium

$582

Monoline Property

0534: Food Products – Sales, Storage and Distributors – Limited Cooking (Other than Bakeries)

Premium

$735

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$13,532

Vacant Building + Package

Vacant Buildings Not Factories Other Than Not For Profit

Limits

$1M/$2M

Premium

$2,263

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$3,007

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$3,269

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Premium

$798

Monoline Property

1052: Schools – Public or Private – Elementary, Kindergarten or Junior High

Premium

$4,800

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